Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Rohan’s stall made a profit of ₹1700. Rohan saves 10% of it. How many rupees are saved?
- 2.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 3.Ishaan’s stall made a profit of ₹400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) a piggy bank for later
- 5.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) more seeds for next time
- 6.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) more seeds for next time (d) sweets for yourself
- 7.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 9.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 10.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 11.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 12.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) profit put in a bank (d) a piggy bank for later
- 13.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 14.Dev’s stall made a profit of ₹1100. Dev saves 20% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 16.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 17.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.Kabir’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) more seeds for next time (d) a new video game
- 20.Which of these is reinvesting in the business? (a) sweets for yourself (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 21.Riya’s stall made a profit of ₹200. Riya saves 25% of it. How many rupees are saved?
- 22.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a cinema ticket (d) buying a second juicer
- 23.Tara’s stall made a profit of ₹1400. Tara saves 25% of it. How many rupees are saved?
- 24.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 26.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Zoya’s stall made a profit of ₹1800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 30.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 31.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Farhan’s stall made a profit of ₹1200. Farhan saves 25% of it. How many rupees are saved?
- 34.Ananya’s stall made a profit of ₹500. Ananya saves 25% of it. How many rupees are saved?
- 35.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Ananya’s stall made a profit of ₹400. Ananya saves 10% of it. How many rupees are saved?
- 39.Diya’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 170
- spending
- 200
- more seeds for next time
- a piggy bank for later
- sweets for yourself
- saving
- reinvesting
- spending
- putting profit back in
- 90
- better paint for cards
- for bad days and goals
- 220
- reinvesting
- the cost of borrowing
- 726
- 200
- a new video game
- buying a second juicer
- 50
- a cinema ticket
- 350
- 72
- talk to parents
- 20
- 540
- 324
- saving
- to keep trust
- 944
- 896
- 300
- 125
- 590
- 15
- 1180
- 40
- 650
- 36
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