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Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 101 · 40 questions
TalentJR

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

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  1. 1.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) more seeds for next time (d) a piggy bank for later
  2. 2.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) sweets for yourself
  3. 3.Nisha’s stall made a profit of ₹1500. Nisha saves 50% of it. How many rupees are saved?
  4. 4.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
  5. 5.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
  6. 6.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
  7. 7.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
  8. 8.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) profit put in a bank (d) more seeds for next time
  9. 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
  10. 10.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
  11. 11.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) better paint for cards (d) buying a second juicer
  12. 12.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
  13. 13.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) buying a second juicer (d) better paint for cards
  14. 14.Gurpreet’s stall made a profit of ₹1800. Gurpreet saves 50% of it. How many rupees are saved?
  15. 15.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) a piggy bank for later (d) buying a second juicer
  16. 16.Vihaan’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  17. 17.Kavya’s stall made a profit of ₹1200. Kavya saves 20% of it. How many rupees are saved?
  18. 18.Gurpreet’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  19. 19.Aarav’s stall made a profit of ₹1200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  20. 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
  21. 21.Ananya’s stall made a profit of ₹1600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
  22. 22.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
  23. 23.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
  24. 24.Joseph’s stall made a profit of ₹200. Joseph saves 10% of it. How many rupees are saved?
  25. 25.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
  26. 26.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
  27. 27.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
  28. 28.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
  29. 29.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
  30. 30.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
  31. 31.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
  32. 32.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) more seeds for next time (d) buying a second juicer
  33. 33.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) take it secretly (d) borrow online alone
  34. 34.Aarav’s stall made a profit of ₹1000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
  35. 35.Aarav’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  36. 36.Zoya’s stall made a profit of ₹1200. Zoya saves 10% of it. How many rupees are saved?
  37. 37.Kavya’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  38. 38.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
  39. 39.Lakshmi’s stall made a profit of ₹1200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
  40. 40.Kabir’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?

Answer key

  1. a piggy bank for later
  2. better paint for cards
  3. 750
  4. saving
  5. 60
  6. reinvesting
  7. 162
  8. more seeds for next time
  9. spending
  10. can I pay it back?
  11. a cinema ticket
  12. the cost of borrowing
  13. an emergency fund
  14. 900
  15. buying a second juicer
  16. 300
  17. 240
  18. 300
  19. 600
  20. saving
  21. 640
  22. 109
  23. 105
  24. 20
  25. 460
  26. reinvesting
  27. 80
  28. saving
  29. for bad days and goals
  30. 880
  31. to keep trust
  32. profit put in a bank
  33. talk to parents
  34. 250
  35. 210
  36. 120
  37. 140
  38. 36
  39. 360
  40. 750

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