Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) a piggy bank for later (d) an emergency fund
- 2.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 3.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 4.Aarav’s stall made a profit of ₹1500. Aarav saves 50% of it. How many rupees are saved?
- 5.Diya’s stall made a profit of ₹1700. Diya saves 25% of it. How many rupees are saved?
- 6.Riya’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) more seeds for next time (d) a cinema ticket
- 8.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) sweets for yourself (d) profit put in a bank
- 9.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 11.Ananya’s stall made a profit of ₹800. Ananya saves 20% of it. How many rupees are saved?
- 12.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 13.Farhan’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 18.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.Which of these is reinvesting in the business? (a) better paint for cards (b) a cinema ticket (c) a piggy bank for later (d) profit put in a bank
- 20.Diya’s stall made a profit of ₹1900. Diya saves 20% of it. How many rupees are saved?
- 21.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) better paint for cards (d) an emergency fund
- 24.Zoya’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 26.Aarav’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Farhan’s stall made a profit of ₹1700. Farhan saves 25% of it. How many rupees are saved?
- 28.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 30.Meera’s stall made a profit of ₹300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) a new video game (d) more seeds for next time
- 32.Riya’s stall made a profit of ₹700. Riya saves 20% of it. How many rupees are saved?
- 33.Arjun’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.Arjun’s stall made a profit of ₹1400. Arjun saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Gurpreet’s stall made a profit of ₹1000. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Tara’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Ishaan’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Joseph’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- buying a second juicer
- spending
- talk to parents
- 750
- 425
- 550
- profit put in a bank
- sweets for yourself
- 648
- spending
- 160
- reinvesting
- 150
- 60
- 981
- 868
- the cost of borrowing
- 242
- better paint for cards
- 380
- 726
- 749
- an emergency fund
- 350
- spending
- 280
- 425
- 1080
- can I pay it back?
- 120
- more seeds for next time
- 140
- 585
- 140
- 618
- 550
- 330
- 600
- 180
- 600
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids