Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 3.Rohan’s stall made a profit of ₹200. Rohan saves 25% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 5.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 6.Gurpreet’s stall made a profit of ₹1100. Gurpreet saves 20% of it. How many rupees are saved?
- 7.Aarav’s stall made a profit of ₹1400. Aarav saves 25% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 9.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 10.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 11.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 13.Riya’s stall made a profit of ₹1400. Riya saves 20% of it. How many rupees are saved?
- 14.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) sweets for yourself (d) better paint for cards
- 15.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) a new video game (d) an emergency fund
- 16.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Kabir’s stall made a profit of ₹600. Kabir saves 50% of it. How many rupees are saved?
- 18.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) profit put in a bank (d) a piggy bank for later
- 19.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 21.Kabir’s stall made a profit of ₹1400. Kabir saves 20% of it. How many rupees are saved?
- 22.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.Ananya’s stall made a profit of ₹1200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 25.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Nisha’s stall made a profit of ₹1900. Nisha saves 50% of it. How many rupees are saved?
- 27.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.Which of these is spending on yourself? (a) an emergency fund (b) a new video game (c) better paint for cards (d) a piggy bank for later
- 29.Kavya’s stall made a profit of ₹600. Kavya saves 10% of it. How many rupees are saved?
- 30.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.Zoya’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.Dev’s stall made a profit of ₹1100. Dev saves 10% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 35.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 37.Diya’s stall made a profit of ₹1700. Diya saves 25% of it. How many rupees are saved?
- 38.Meera’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Aarav’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
Answer key
- 208
- 216
- 50
- reinvesting
- for bad days and goals
- 220
- 350
- reinvesting
- can I pay it back?
- talk to parents
- the cost of borrowing
- saving
- 280
- better paint for cards
- an emergency fund
- 127
- 300
- a cinema ticket
- spending
- spending
- 280
- 72
- 240
- to keep trust
- 312
- 950
- 72
- a new video game
- 60
- 16
- 240
- 40
- 110
- spending
- 10
- saving
- 425
- 60
- 750
- reinvesting
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids