Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 2.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 3.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) an emergency fund (d) a new video game
- 4.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 5.Arjun’s stall made a profit of ₹1000. Arjun saves 25% of it. How many rupees are saved?
- 6.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 7.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.Aarav’s stall made a profit of ₹1900. Aarav saves 10% of it. How many rupees are saved?
- 9.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 10.Ishaan’s stall made a profit of ₹2000. Ishaan saves 20% of it. How many rupees are saved?
- 11.Kavya’s stall made a profit of ₹1500. Kavya saves 10% of it. How many rupees are saved?
- 12.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) buying a second juicer (d) better paint for cards
- 13.Meera’s stall made a profit of ₹1600. Meera saves 50% of it. How many rupees are saved?
- 14.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 15.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.Which of these is reinvesting in the business? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a new video game
- 17.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 18.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 19.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 21.Riya’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 23.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 25.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) better paint for cards
- 26.Meera’s stall made a profit of ₹500. Meera saves 20% of it. How many rupees are saved?
- 27.Saanvi’s stall made a profit of ₹1400. Saanvi saves 10% of it. How many rupees are saved?
- 28.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 30.Farhan’s stall made a profit of ₹1600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 32.Meera’s stall made a profit of ₹400. Meera saves 25% of it. How many rupees are saved?
- 33.Saanvi’s stall made a profit of ₹1800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 39.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.Kavya’s stall made a profit of ₹1600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- saving
- for bad days and goals
- a new video game
- putting profit back in
- 250
- 944
- 48
- 190
- 242
- 400
- 150
- an emergency fund
- 800
- can I pay it back?
- 48
- buying a second juicer
- reinvesting
- talk to parents
- the cost of borrowing
- reinvesting
- 825
- reinvesting
- 212
- sweets for yourself
- a piggy bank for later
- 100
- 140
- 40
- saving
- 800
- 124
- 100
- 900
- 12
- 56
- 1140
- 30
- better paint for cards
- 318
- 320
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