Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) better paint for cards (d) sweets for yourself
- 2.Joseph’s stall made a profit of ₹2000. Joseph saves 25% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 4.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 6.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Lakshmi’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 9.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) buying a second juicer (d) an emergency fund
- 10.Lakshmi’s stall made a profit of ₹400. Lakshmi saves 20% of it. How many rupees are saved?
- 11.Zoya’s stall made a profit of ₹1600. Zoya saves 10% of it. How many rupees are saved?
- 12.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 13.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 14.Rohan’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 16.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 17.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 19.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.Which of these is reinvesting in the business? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a piggy bank for later
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 22.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 23.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) buying a second juicer (d) a new video game
- 24.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 25.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.Dev’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Lakshmi’s stall made a profit of ₹600. Lakshmi saves 25% of it. How many rupees are saved?
- 29.Zoya’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 34.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) better paint for cards (d) a piggy bank for later
- 37.Ishaan’s stall made a profit of ₹1800. Ishaan saves 50% of it. How many rupees are saved?
- 38.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) to waste it later (d) for bad days and goals
- 40.Farhan’s stall made a profit of ₹1800. Farhan saves 25% of it. How many rupees are saved?
Answer key
- better paint for cards
- 500
- saving
- 224
- saving
- 432
- 680
- talk to parents
- an emergency fund
- 80
- 160
- reinvesting
- reinvesting
- 90
- the cost of borrowing
- to keep trust
- 127
- 60
- 728
- buying a second juicer
- reinvesting
- putting profit back in
- a new video game
- more seeds for next time
- 928
- 120
- 280
- 150
- 240
- 648
- 120
- 180
- can I pay it back?
- 654
- 27
- a piggy bank for later
- 900
- 75
- for bad days and goals
- 450
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