Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 117 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) buying a second juicer (d) a new video game
2. 2.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
3. 3.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) a cinema ticket (d) an emergency fund
4. 4.Kabir’s stall made a profit of ₹1700. Kabir saves 50% of it. How many rupees are saved?
5. 5.Joseph’s stall made a profit of ₹1500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
6. 6.Which of these is reinvesting in the business? (a) more seeds for next time (b) a piggy bank for later (c) a new video game (d) profit put in a bank
7. 7.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
8. 8.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
9. 9.Vihaan’s stall made a profit of ₹1500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
10. 10.Diya’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
11. 11.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
12. 12.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
13. 13.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
14. 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
15. 15.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
16. 16.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
17. 17.Diya’s stall made a profit of ₹1200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
18. 18.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
19. 19.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
20. 20.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
21. 21.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
22. 22.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
23. 23.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) giving it away (d) hiding it
24. 24.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
25. 25.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
26. 26.Vihaan’s stall made a profit of ₹700. Vihaan saves 10% of it. How many rupees are saved?
27. 27.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a new video game (d) profit put in a bank
28. 28.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
29. 29.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
30. 30.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
31. 31.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
32. 32.Vihaan’s stall made a profit of ₹300. Vihaan saves 20% of it. How many rupees are saved?
33. 33.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
34. 34.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) buying a second juicer (d) a piggy bank for later
35. 35.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
36. 36.Nisha’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
37. 37.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
38. 38.Lakshmi’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
39. 39.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
40. 40.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) a new video game (d) more seeds for next time

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