Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 2.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) more seeds for next time
- 3.Ishaan’s stall made a profit of ₹900. Ishaan saves 10% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 5.Kavya’s stall made a profit of ₹1000. Kavya saves 25% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 7.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 8.Tara’s stall made a profit of ₹1900. Tara saves 50% of it. How many rupees are saved?
- 9.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 10.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 11.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 10% of it. How many rupees are saved?
- 12.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.Ishaan’s stall made a profit of ₹700. Ishaan saves 50% of it. How many rupees are saved?
- 15.Saanvi’s stall made a profit of ₹700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) buying a second juicer (d) a piggy bank for later
- 18.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.Meera’s stall made a profit of ₹1700. Meera saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.Riya’s stall made a profit of ₹1700. Riya saves 20% of it. How many rupees are saved?
- 22.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 23.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) better paint for cards (d) profit put in a bank
- 24.Vihaan’s stall made a profit of ₹1100. Vihaan saves 10% of it. How many rupees are saved?
- 25.Aarav’s stall made a profit of ₹1800. Aarav saves 20% of it. How many rupees are saved?
- 26.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 27.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 28.Meera’s stall made a profit of ₹700. Meera saves 20% of it. How many rupees are saved?
- 29.Gurpreet’s stall made a profit of ₹800. Gurpreet saves 25% of it. How many rupees are saved?
- 30.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 31.Tara’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Dev’s stall made a profit of ₹300. Dev saves 10% of it. How many rupees are saved?
- 33.Ananya’s stall made a profit of ₹300. Ananya saves 20% of it. How many rupees are saved?
- 34.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Vihaan’s stall made a profit of ₹800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 37.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 38.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) more seeds for next time (d) an emergency fund
- 39.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- the cost of borrowing
- a piggy bank for later
- 90
- spending
- 250
- saving
- saving
- 950
- talk to parents
- saving
- 90
- 32
- 160
- 350
- 315
- 1080
- buying a second juicer
- 9
- 340
- 24
- 340
- can I pay it back?
- profit put in a bank
- 110
- 360
- a cinema ticket
- to keep trust
- 140
- 200
- putting profit back in
- 240
- 30
- 60
- 32
- 360
- reinvesting
- for bad days and goals
- more seeds for next time
- 125
- 1060
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