Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 3.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) an emergency fund (d) better paint for cards
- 4.Which of these is saving? (a) a new video game (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 5.Tara’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Dev’s stall made a profit of ₹2000. Dev saves 25% of it. How many rupees are saved?
- 7.Meera’s stall made a profit of ₹200. Meera saves 10% of it. How many rupees are saved?
- 8.Aarav’s stall made a profit of ₹1600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Rohan’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 11.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 12.Tara’s stall made a profit of ₹1800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) a cinema ticket (d) more seeds for next time
- 14.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) profit put in a bank
- 15.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 16.Which of these is spending on yourself? (a) buying a second juicer (b) a new video game (c) an emergency fund (d) profit put in a bank
- 17.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 19.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 20.Nisha’s stall made a profit of ₹1900. Nisha saves 50% of it. How many rupees are saved?
- 21.Diya’s stall made a profit of ₹1600. Diya saves 25% of it. How many rupees are saved?
- 22.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.Joseph’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) a piggy bank for later (d) sweets for yourself
- 25.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Aarav’s stall made a profit of ₹1800. Aarav saves 50% of it. How many rupees are saved?
- 27.Farhan’s stall made a profit of ₹1200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.Ananya’s stall made a profit of ₹1200. Ananya saves 50% of it. How many rupees are saved?
- 29.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) more seeds for next time (d) sweets for yourself
- 30.Arjun’s stall made a profit of ₹400. Arjun saves 10% of it. How many rupees are saved?
- 31.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 33.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Kavya’s stall made a profit of ₹800. Kavya saves 50% of it. How many rupees are saved?
- 35.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 36.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 37.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) buying a second juicer (d) an emergency fund
- 39.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 40.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- reinvesting
- saving
- better paint for cards
- profit put in a bank
- 960
- 500
- 20
- 640
- 500
- 812
- spending
- 810
- a cinema ticket
- buying a second juicer
- for bad days and goals
- a new video game
- 530
- saving
- the cost of borrowing
- 950
- 400
- 6
- 400
- a piggy bank for later
- 8
- 900
- 480
- 600
- sweets for yourself
- 40
- 200
- saving
- 103
- 400
- putting profit back in
- talk to parents
- 144
- an emergency fund
- spending
- 16
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