Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Meera’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 10% of it. How many rupees are saved?
- 3.Ishaan’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 6.Tara’s stall made a profit of ₹1600. Tara saves 50% of it. How many rupees are saved?
- 7.Aarav’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 11.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) buying a second juicer (d) profit put in a bank
- 12.Lakshmi’s stall made a profit of ₹1300. Lakshmi saves 10% of it. How many rupees are saved?
- 13.Lakshmi’s stall made a profit of ₹1100. Lakshmi saves 20% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) better paint for cards
- 15.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) a new video game (d) better paint for cards
- 17.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 19.Lakshmi’s stall made a profit of ₹1100. Lakshmi saves 50% of it. How many rupees are saved?
- 20.Which of these is saving? (a) more seeds for next time (b) a new video game (c) a cinema ticket (d) profit put in a bank
- 21.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 22.Tara’s stall made a profit of ₹600. Tara saves 10% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 24.Kabir’s stall made a profit of ₹200. Kabir saves 20% of it. How many rupees are saved?
- 25.Ishaan’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 28.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 29.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 32.Which of these is saving? (a) a new video game (b) buying a second juicer (c) more seeds for next time (d) an emergency fund
- 33.Kabir’s stall made a profit of ₹1000. Kabir saves 50% of it. How many rupees are saved?
- 34.Arjun’s stall made a profit of ₹1700. Arjun saves 25% of it. How many rupees are saved?
- 35.Lakshmi’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Which of these is spending on yourself? (a) sweets for yourself (b) more seeds for next time (c) profit put in a bank (d) an emergency fund
- 37.Riya’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) to pay more interest (d) it does not matter
- 39.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 40.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 160
- 120
- 160
- 105
- 192
- 800
- 300
- 8
- 216
- can I pay it back?
- buying a second juicer
- 130
- 220
- a cinema ticket
- 726
- a new video game
- 18
- spending
- 550
- profit put in a bank
- reinvesting
- 60
- reinvesting
- 40
- 180
- 20
- for bad days and goals
- spending
- 108
- 48
- saving
- an emergency fund
- 500
- 425
- 200
- sweets for yourself
- 600
- to keep trust
- talk to parents
- 1180
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