Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Kavya’s stall made a profit of ₹1500. Kavya saves 10% of it. How many rupees are saved?
- 2.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 5.Meera’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 7.Nisha’s stall made a profit of ₹200. Nisha saves 50% of it. How many rupees are saved?
- 8.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
- 9.Zoya’s stall made a profit of ₹1200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Which of these is saving? (a) a new video game (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 11.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 13.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 17.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 18.Kabir’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 19.Diya’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 21.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) buying a second juicer (d) sweets for yourself
- 22.Aarav’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 25.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 26.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) better paint for cards
- 28.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to keep trust (d) to lose friends
- 29.Ishaan’s stall made a profit of ₹700. Ishaan saves 50% of it. How many rupees are saved?
- 30.Riya’s stall made a profit of ₹1500. Riya saves 50% of it. How many rupees are saved?
- 31.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.Nisha’s stall made a profit of ₹300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 34.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 35.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.Joseph’s stall made a profit of ₹1200. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Lakshmi’s stall made a profit of ₹300. Lakshmi saves 20% of it. How many rupees are saved?
- 38.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 40.Ananya’s stall made a profit of ₹800. Ananya saves 25% of it. How many rupees are saved?
Answer key
- 150
- 70
- 40
- spending
- 540
- for bad days and goals
- 100
- the cost of borrowing
- 600
- a piggy bank for later
- 56
- reinvesting
- 106
- 840
- 180
- a cinema ticket
- putting profit back in
- 1190
- 220
- reinvesting
- sweets for yourself
- 330
- 742
- spending
- saving
- 48
- an emergency fund
- to keep trust
- 350
- 750
- 1200
- 90
- talk to parents
- reinvesting
- 150
- 420
- 60
- 240
- can I pay it back?
- 200
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