Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Kabir’s stall made a profit of ₹1500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) an emergency fund (d) a cinema ticket
- 3.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) a cinema ticket
- 4.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 5.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 6.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to keep trust (d) to pay more interest
- 7.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.Lakshmi’s stall made a profit of ₹300. Lakshmi saves 20% of it. How many rupees are saved?
- 9.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) a cinema ticket (d) buying a second juicer
- 10.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) a new video game (d) profit put in a bank
- 11.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 12.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.Vihaan’s stall made a profit of ₹200. Vihaan saves 20% of it. How many rupees are saved?
- 15.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 19.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 22.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 26.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) better paint for cards
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 29.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 31.Arjun’s stall made a profit of ₹1200. Arjun saves 20% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 33.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 34.Kabir’s stall made a profit of ₹1000. Kabir saves 10% of it. How many rupees are saved?
- 35.Tara’s stall made a profit of ₹300. Tara saves 10% of it. How many rupees are saved?
- 36.Joseph’s stall made a profit of ₹400. Joseph saves 50% of it. How many rupees are saved?
- 37.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 38.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 39.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 40.Rohan’s stall made a profit of ₹2000. Rohan saves 50% of it. How many rupees are saved?
Answer key
- 450
- a cinema ticket
- buying a second juicer
- saving
- better paint for cards
- to keep trust
- 210
- 60
- an emergency fund
- profit put in a bank
- reinvesting
- 6
- 36
- 40
- 312
- 420
- 60
- putting profit back in
- 45
- spending
- spending
- 110
- 25
- 826
- the cost of borrowing
- 32
- a piggy bank for later
- reinvesting
- 54
- 80
- 240
- saving
- can I pay it back?
- 100
- 30
- 200
- for bad days and goals
- saving
- talk to parents
- 1000
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