Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 3.Which of these is saving? (a) a new video game (b) an emergency fund (c) buying a second juicer (d) a cinema ticket
- 4.Gurpreet’s stall made a profit of ₹800. Gurpreet saves 50% of it. How many rupees are saved?
- 5.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 6.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 7.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) a piggy bank for later (d) a cinema ticket
- 8.Aarav’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) to waste it later (d) saving is a loss
- 10.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 11.Kavya’s stall made a profit of ₹800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) a new video game
- 13.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.Farhan’s stall made a profit of ₹1600. Farhan saves 10% of it. How many rupees are saved?
- 15.Dev’s stall made a profit of ₹1800. Dev saves 20% of it. How many rupees are saved?
- 16.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.Ishaan’s stall made a profit of ₹600. Ishaan saves 20% of it. How many rupees are saved?
- 19.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 20.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 21.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Joseph’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 25.Arjun’s stall made a profit of ₹1500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 10% of it. How many rupees are saved?
- 27.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 29.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 30.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Kavya’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) a new video game (d) a piggy bank for later
- 33.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 34.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 36.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) profit put in a bank (d) a piggy bank for later
- 38.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) giving it away (d) spending it on games
- 39.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) sweets for yourself (d) better paint for cards
- 40.Kavya’s stall made a profit of ₹300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- the cost of borrowing
- saving
- an emergency fund
- 400
- 28
- talk to parents
- more seeds for next time
- 160
- for bad days and goals
- to keep trust
- 400
- buying a second juicer
- 550
- 160
- 360
- 4
- 63
- 120
- spending
- a cinema ticket
- 40
- 108
- 300
- saving
- 675
- 120
- 1062
- reinvesting
- spending
- 3
- 300
- a new video game
- can I pay it back?
- 650
- reinvesting
- 240
- better paint for cards
- putting profit back in
- sweets for yourself
- 90
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