Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Aarav’s stall made a profit of ₹300. Aarav saves 50% of it. How many rupees are saved?
- 2.Riya’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) buying a second juicer (d) sweets for yourself
- 5.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 6.Kavya’s stall made a profit of ₹1400. Kavya saves 10% of it. How many rupees are saved?
- 7.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 9.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 10.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 11.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 14.Which of these is spending on yourself? (a) a new video game (b) better paint for cards (c) buying a second juicer (d) profit put in a bank
- 15.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Lakshmi’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 19.Diya’s stall made a profit of ₹1700. Diya saves 25% of it. How many rupees are saved?
- 20.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 21.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) profit put in a bank (d) a cinema ticket
- 22.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 23.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.Which of these is saving? (a) a piggy bank for later (b) more seeds for next time (c) a cinema ticket (d) buying a second juicer
- 25.Diya’s stall made a profit of ₹800. Diya saves 25% of it. How many rupees are saved?
- 26.Dev’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Arjun’s stall made a profit of ₹400. Arjun saves 50% of it. How many rupees are saved?
- 29.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 30.Gurpreet’s stall made a profit of ₹1700. Gurpreet saves 25% of it. How many rupees are saved?
- 31.Meera’s stall made a profit of ₹900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Meera’s stall made a profit of ₹600. Meera saves 20% of it. How many rupees are saved?
- 33.Vihaan’s stall made a profit of ₹1400. Vihaan saves 10% of it. How many rupees are saved?
- 34.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 35.Diya’s stall made a profit of ₹1500. Diya saves 20% of it. How many rupees are saved?
- 36.Aarav’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 38.Ananya’s stall made a profit of ₹1600. Ananya saves 10% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 40.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) giving it away (d) spending it on games
Answer key
- 150
- 180
- 144
- sweets for yourself
- the cost of borrowing
- 140
- 72
- spending
- saving
- can I pay it back?
- 735
- reinvesting
- spending
- a new video game
- 54
- 40
- 912
- saving
- 425
- profit put in a bank
- a cinema ticket
- reinvesting
- 936
- a piggy bank for later
- 200
- 140
- 672
- 200
- to keep trust
- 425
- 270
- 120
- 140
- for bad days and goals
- 300
- 300
- talk to parents
- 160
- reinvesting
- putting profit back in
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids