Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Tara’s stall made a profit of ₹1500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Tara’s stall made a profit of ₹500. Tara saves 20% of it. How many rupees are saved?
- 3.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) an emergency fund (d) a new video game
- 4.Ananya’s stall made a profit of ₹1500. Ananya saves 20% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 6.Rohan’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 8.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) profit put in a bank (d) a piggy bank for later
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 11.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 12.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 13.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) a cinema ticket (d) buying a second juicer
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 15.Ishaan’s stall made a profit of ₹600. Ishaan saves 20% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 17.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.Ananya’s stall made a profit of ₹1600. Ananya saves 25% of it. How many rupees are saved?
- 19.Rohan’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 21.Which of these is spending on yourself? (a) a new video game (b) more seeds for next time (c) a piggy bank for later (d) profit put in a bank
- 22.Joseph’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Arjun’s stall made a profit of ₹1200. Arjun saves 50% of it. How many rupees are saved?
- 24.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 25.Kabir’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 27.Meera’s stall made a profit of ₹800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 29.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Ishaan’s stall made a profit of ₹1800. Ishaan saves 25% of it. How many rupees are saved?
- 31.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Meera’s stall made a profit of ₹1600. Meera saves 50% of it. How many rupees are saved?
- 33.Riya’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 36.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) sweets for yourself (d) a piggy bank for later
- 37.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 39.Farhan’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
Answer key
- 600
- 100
- an emergency fund
- 300
- reinvesting
- 120
- putting profit back in
- 309
- sweets for yourself
- spending
- talk to parents
- more seeds for next time
- buying a second juicer
- saving
- 120
- spending
- 126
- 400
- 165
- saving
- a new video game
- 200
- 600
- to keep trust
- 240
- spending
- 240
- saving
- 54
- 450
- 72
- 800
- 100
- 756
- better paint for cards
- a piggy bank for later
- 18
- the cost of borrowing
- 250
- for bad days and goals
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