Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 3.Ananya’s stall made a profit of ₹600. Ananya saves 10% of it. How many rupees are saved?
- 4.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 5.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) a new video game
- 7.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 8.Rohan’s stall made a profit of ₹200. Rohan saves 20% of it. How many rupees are saved?
- 9.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 10.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 12.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 13.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 14.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 15.Tara’s stall made a profit of ₹400. Tara saves 20% of it. How many rupees are saved?
- 16.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.Kavya’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 19.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) more seeds for next time (d) a new video game
- 22.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.Kabir’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 28.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) a piggy bank for later (d) better paint for cards
- 29.Meera’s stall made a profit of ₹1000. Meera saves 25% of it. How many rupees are saved?
- 30.Aarav’s stall made a profit of ₹1700. Aarav saves 10% of it. How many rupees are saved?
- 31.Farhan’s stall made a profit of ₹2000. Farhan saves 50% of it. How many rupees are saved?
- 32.Diya’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 36.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) profit put in a bank
- 37.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) better paint for cards (d) a cinema ticket
- 40.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
Answer key
- 216
- talk to parents
- 60
- to keep trust
- 28
- profit put in a bank
- 130
- 40
- a cinema ticket
- 60
- for bad days and goals
- saving
- the cost of borrowing
- a piggy bank for later
- 80
- 27
- 330
- saving
- 1120
- 210
- more seeds for next time
- 3
- 336
- 64
- 320
- 348
- saving
- sweets for yourself
- 250
- 170
- 1000
- 280
- 318
- 126
- reinvesting
- a new video game
- 108
- 214
- better paint for cards
- reinvesting
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids