Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Diya’s stall made a profit of ₹1900. Diya saves 25% of it. How many rupees are saved?
- 2.Farhan’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) sweets for yourself (d) a piggy bank for later
- 4.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 5.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 6.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 7.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 10% of it. How many rupees are saved?
- 8.Diya’s stall made a profit of ₹300. Diya saves 25% of it. How many rupees are saved?
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 11.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) better paint for cards (d) a new video game
- 12.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 13.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.Ananya’s stall made a profit of ₹1800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.Which of these is reinvesting in the business? (a) buying a second juicer (b) a cinema ticket (c) sweets for yourself (d) profit put in a bank
- 16.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 18.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 19.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) better paint for cards (d) profit put in a bank
- 20.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 23.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) an emergency fund
- 26.Meera’s stall made a profit of ₹400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Which of these is saving? (a) an emergency fund (b) buying a second juicer (c) a new video game (d) better paint for cards
- 28.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 29.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 30.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) sweets for yourself (d) better paint for cards
- 31.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 34.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Zoya’s stall made a profit of ₹200. Zoya saves 10% of it. How many rupees are saved?
- 36.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.Arjun’s stall made a profit of ₹700. Arjun saves 10% of it. How many rupees are saved?
- 39.Lakshmi’s stall made a profit of ₹900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Kavya’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 475
- 1200
- sweets for yourself
- for bad days and goals
- to keep trust
- reinvesting
- 180
- 75
- spending
- spending
- a piggy bank for later
- can I pay it back?
- 72
- 540
- buying a second juicer
- 312
- talk to parents
- reinvesting
- profit put in a bank
- 72
- 30
- saving
- 270
- 8
- a new video game
- 120
- an emergency fund
- putting profit back in
- 36
- better paint for cards
- 42
- 110
- spending
- 525
- 20
- 108
- 108
- 70
- 270
- 780
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