Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) profit put in a bank (d) a cinema ticket
- 2.Which of these is saving? (a) a new video game (b) an emergency fund (c) better paint for cards (d) sweets for yourself
- 3.Gurpreet’s stall made a profit of ₹1400. Gurpreet saves 25% of it. How many rupees are saved?
- 4.Kabir’s stall made a profit of ₹900. Kabir saves 20% of it. How many rupees are saved?
- 5.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) better paint for cards (d) a new video game
- 6.Which of these is reinvesting in the business? (a) a new video game (b) sweets for yourself (c) better paint for cards (d) profit put in a bank
- 7.Kavya’s stall made a profit of ₹1000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 9.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 10.Nisha’s stall made a profit of ₹500. Nisha saves 20% of it. How many rupees are saved?
- 11.Kavya’s stall made a profit of ₹1700. Kavya saves 20% of it. How many rupees are saved?
- 12.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 13.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 14.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 15.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 17.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) a piggy bank for later (d) more seeds for next time
- 18.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 19.Tara’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Diya’s stall made a profit of ₹1400. Diya saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) a piggy bank for later (d) an emergency fund
- 23.Tara’s stall made a profit of ₹1000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 25.Aarav’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) an emergency fund (d) more seeds for next time
- 28.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 30.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 31.Aarav’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Rohan’s stall made a profit of ₹200. Rohan saves 10% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 34.Ishaan’s stall made a profit of ₹800. Ishaan saves 10% of it. How many rupees are saved?
- 35.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) a new video game (d) a piggy bank for later
- 36.Arjun’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) better paint for cards (d) buying a second juicer
- 38.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Nisha’s stall made a profit of ₹1400. Nisha saves 25% of it. How many rupees are saved?
- 40.Saanvi’s stall made a profit of ₹1400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- a cinema ticket
- an emergency fund
- 350
- 180
- a new video game
- better paint for cards
- 500
- can I pay it back?
- to keep trust
- 100
- 340
- the cost of borrowing
- saving
- spending
- 770
- reinvesting
- more seeds for next time
- for bad days and goals
- 220
- 350
- 1030
- buying a second juicer
- 600
- reinvesting
- 280
- 27
- sweets for yourself
- 535
- saving
- 848
- 680
- 20
- reinvesting
- 80
- a piggy bank for later
- 375
- profit put in a bank
- 1200
- 350
- 840
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