Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.Meera’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 4.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a piggy bank for later (d) more seeds for next time
- 5.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 7.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
- 8.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.Farhan’s stall made a profit of ₹300. Farhan saves 10% of it. How many rupees are saved?
- 10.Kabir’s stall made a profit of ₹2000. Kabir saves 50% of it. How many rupees are saved?
- 11.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 13.Which of these is saving? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) a cinema ticket
- 14.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 15.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 17.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 18.Rohan’s stall made a profit of ₹800. Rohan saves 50% of it. How many rupees are saved?
- 19.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 20.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 23.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) giving it away (d) hiding it
- 24.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.Dev’s stall made a profit of ₹500. Dev saves 20% of it. How many rupees are saved?
- 26.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Dev’s stall made a profit of ₹900. Dev saves 10% of it. How many rupees are saved?
- 28.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.Which of these is spending on yourself? (a) a new video game (b) buying a second juicer (c) an emergency fund (d) profit put in a bank
- 30.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Farhan’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Tara’s stall made a profit of ₹2000. Tara saves 25% of it. How many rupees are saved?
- 33.Which of these is reinvesting in the business? (a) a cinema ticket (b) buying a second juicer (c) an emergency fund (d) profit put in a bank
- 34.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) more seeds for next time (d) sweets for yourself
- 35.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) sweets for yourself (d) more seeds for next time
- 36.Kavya’s stall made a profit of ₹800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Aarav’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 20% of it. How many rupees are saved?
- 39.Kavya’s stall made a profit of ₹1800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 216
- 400
- to keep trust
- a piggy bank for later
- talk to parents
- saving
- for bad days and goals
- 102
- 30
- 1000
- 200
- spending
- profit put in a bank
- spending
- 108
- the cost of borrowing
- spending
- 400
- reinvesting
- 30
- 336
- reinvesting
- putting profit back in
- 60
- 100
- 24
- 90
- 36
- a new video game
- 90
- 140
- 500
- buying a second juicer
- an emergency fund
- more seeds for next time
- 400
- 400
- 240
- 360
- 128
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