Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 2.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Farhan’s stall made a profit of ₹400. Farhan saves 50% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 5.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 6.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 7.Riya’s stall made a profit of ₹1900. Riya saves 20% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 9.Meera’s stall made a profit of ₹700. Meera saves 20% of it. How many rupees are saved?
- 10.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) to lose friends (d) it does not matter
- 11.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) a new video game (d) an emergency fund
- 13.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) profit put in a bank (d) buying a second juicer
- 15.Lakshmi’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 17.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a new video game (d) profit put in a bank
- 18.Which of these is spending on yourself? (a) a new video game (b) more seeds for next time (c) an emergency fund (d) buying a second juicer
- 19.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.Ananya’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Joseph’s stall made a profit of ₹500. Joseph saves 20% of it. How many rupees are saved?
- 22.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 24.Aarav’s stall made a profit of ₹1100. Aarav saves 20% of it. How many rupees are saved?
- 25.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Kavya’s stall made a profit of ₹300. Kavya saves 10% of it. How many rupees are saved?
- 29.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 30.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Nisha’s stall made a profit of ₹1000. Nisha saves 10% of it. How many rupees are saved?
- 34.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Diya’s stall made a profit of ₹800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) a piggy bank for later (d) sweets for yourself
- 39.Aarav’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Ananya’s stall made a profit of ₹1100. Ananya saves 25% of it. How many rupees are saved?
Answer key
- the cost of borrowing
- 412
- 200
- spending
- talk to parents
- putting profit back in
- 380
- spending
- 140
- to keep trust
- 212
- an emergency fund
- 360
- a cinema ticket
- 100
- saving
- profit put in a bank
- a new video game
- 318
- 40
- 100
- 48
- saving
- 220
- 28
- 515
- 1035
- 30
- reinvesting
- 8
- 45
- 110
- 100
- 56
- 160
- 600
- 742
- a piggy bank for later
- 900
- 275
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