Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 3.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) profit put in a bank (d) a cinema ticket
- 4.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 5.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) more seeds for next time (d) a new video game
- 6.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 7.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) an emergency fund (d) more seeds for next time
- 8.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 10.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) sweets for yourself (d) an emergency fund
- 11.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) better paint for cards (d) buying a second juicer
- 12.Which of these is saving? (a) a new video game (b) better paint for cards (c) a piggy bank for later (d) sweets for yourself
- 13.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 15.Farhan’s stall made a profit of ₹700. Farhan saves 25% of it. How many rupees are saved?
- 16.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Tara’s stall made a profit of ₹300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 19.Ananya’s stall made a profit of ₹1800. Ananya saves 50% of it. How many rupees are saved?
- 20.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 22.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 23.Dev’s stall made a profit of ₹1100. Dev saves 10% of it. How many rupees are saved?
- 24.Ananya’s stall made a profit of ₹800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Tara’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Kabir’s stall made a profit of ₹2000. Kabir saves 10% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 28.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) sweets for yourself
- 29.Tara’s stall made a profit of ₹2000. Tara saves 10% of it. How many rupees are saved?
- 30.Tara’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Riya’s stall made a profit of ₹800. Riya saves 50% of it. How many rupees are saved?
- 32.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Vihaan’s stall made a profit of ₹1300. Vihaan saves 50% of it. How many rupees are saved?
- 34.Nisha’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Diya’s stall made a profit of ₹1800. Diya saves 25% of it. How many rupees are saved?
- 36.Farhan’s stall made a profit of ₹1200. Farhan saves 50% of it. How many rupees are saved?
- 37.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) sweets for yourself (d) better paint for cards
- 38.Nisha’s stall made a profit of ₹200. Nisha saves 10% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 40.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
Answer key
- 30
- talk to parents
- a cinema ticket
- 10
- a new video game
- to keep trust
- more seeds for next time
- 236
- saving
- buying a second juicer
- sweets for yourself
- a piggy bank for later
- 530
- spending
- 175
- 214
- 120
- putting profit back in
- 900
- 1040
- can I pay it back?
- saving
- 110
- 320
- 680
- 200
- spending
- an emergency fund
- 200
- 80
- 400
- 525
- 650
- 360
- 450
- 600
- profit put in a bank
- 20
- reinvesting
- spending
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids