Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Riya’s stall made a profit of ₹1900. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) a new video game (d) profit put in a bank
- 3.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
- 4.Arjun’s stall made a profit of ₹400. Arjun saves 20% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 6.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 7.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 8.Ananya’s stall made a profit of ₹2000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 10.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) no reason (d) to waste it later
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 12.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 13.Aarav’s stall made a profit of ₹1700. Aarav saves 25% of it. How many rupees are saved?
- 14.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 15.Nisha’s stall made a profit of ₹1400. Nisha saves 50% of it. How many rupees are saved?
- 16.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.Meera’s stall made a profit of ₹1900. Meera saves 50% of it. How many rupees are saved?
- 18.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Diya’s stall made a profit of ₹1700. Diya saves 25% of it. How many rupees are saved?
- 21.Diya’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) better paint for cards (d) a cinema ticket
- 25.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 27.Aarav’s stall made a profit of ₹800. Aarav saves 20% of it. How many rupees are saved?
- 28.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 30.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.Dev’s stall made a profit of ₹200. Dev saves 10% of it. How many rupees are saved?
- 32.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 34.Dev’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 36.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 39.Diya’s stall made a profit of ₹500. Diya saves 10% of it. How many rupees are saved?
- 40.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
Answer key
- 665
- a new video game
- buying a second juicer
- 80
- reinvesting
- the cost of borrowing
- spending
- 1200
- to keep trust
- for bad days and goals
- spending
- 106
- 425
- putting profit back in
- 700
- 36
- 950
- 1062
- 162
- 425
- 450
- 968
- 106
- a cinema ticket
- 56
- can I pay it back?
- 160
- 990
- saving
- 42
- 20
- 428
- spending
- 340
- saving
- 90
- 220
- reinvesting
- 50
- sweets for yourself
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