Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Arjun’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 3.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 4.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 5.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) a new video game (d) an emergency fund
- 6.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.Gurpreet’s stall made a profit of ₹1200. Gurpreet saves 10% of it. How many rupees are saved?
- 8.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 9.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 11.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 12.Aarav’s stall made a profit of ₹1800. Aarav saves 10% of it. How many rupees are saved?
- 13.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 15.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 16.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 17.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.Rohan’s stall made a profit of ₹1000. Rohan saves 10% of it. How many rupees are saved?
- 19.Which of these is spending on yourself? (a) an emergency fund (b) a new video game (c) more seeds for next time (d) buying a second juicer
- 20.Vihaan’s stall made a profit of ₹1500. Vihaan saves 10% of it. How many rupees are saved?
- 21.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) better paint for cards (d) buying a second juicer
- 22.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) a piggy bank for later (d) sweets for yourself
- 23.Kabir’s stall made a profit of ₹1900. Kabir saves 50% of it. How many rupees are saved?
- 24.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 25.Vihaan’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Kabir’s stall made a profit of ₹400. Kabir saves 25% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 28.Kavya’s stall made a profit of ₹1900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.Kabir’s stall made a profit of ₹1100. Kabir saves 20% of it. How many rupees are saved?
- 32.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Farhan’s stall made a profit of ₹1100. Farhan saves 10% of it. How many rupees are saved?
- 36.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 37.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a cinema ticket (d) an emergency fund
- 38.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a new video game (d) an emergency fund
- 39.Dev’s stall made a profit of ₹700. Dev saves 50% of it. How many rupees are saved?
- 40.Which of these is saving? (a) better paint for cards (b) a new video game (c) sweets for yourself (d) a piggy bank for later
Answer key
- 1190
- reinvesting
- reinvesting
- to keep trust
- buying a second juicer
- 7
- 120
- reinvesting
- 324
- the cost of borrowing
- spending
- 180
- 428
- putting profit back in
- spending
- saving
- 1070
- 100
- a new video game
- 150
- profit put in a bank
- sweets for yourself
- 950
- talk to parents
- 300
- 100
- saving
- 950
- 63
- 635
- 220
- 327
- 936
- 954
- 110
- for bad days and goals
- a cinema ticket
- an emergency fund
- 350
- a piggy bank for later
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