Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) an emergency fund (d) profit put in a bank
- 5.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 6.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 7.Kabir’s stall made a profit of ₹900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Diya’s stall made a profit of ₹1100. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Tara’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 11.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 12.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) a piggy bank for later (d) an emergency fund
- 13.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) a cinema ticket (d) better paint for cards
- 14.Nisha’s stall made a profit of ₹400. Nisha saves 25% of it. How many rupees are saved?
- 15.Meera’s stall made a profit of ₹700. Meera saves 10% of it. How many rupees are saved?
- 16.Nisha’s stall made a profit of ₹200. Nisha saves 50% of it. How many rupees are saved?
- 17.Zoya’s stall made a profit of ₹1000. Zoya saves 50% of it. How many rupees are saved?
- 18.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 19.Gurpreet’s stall made a profit of ₹1700. Gurpreet saves 50% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 21.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 22.Lakshmi’s stall made a profit of ₹1100. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Which of these is reinvesting in the business? (a) a new video game (b) more seeds for next time (c) a cinema ticket (d) a piggy bank for later
- 24.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Which of these is saving? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) a new video game
- 26.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 28.Zoya’s stall made a profit of ₹800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Aarav’s stall made a profit of ₹1400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Which of these is spending on yourself? (a) better paint for cards (b) profit put in a bank (c) buying a second juicer (d) a new video game
- 32.Riya’s stall made a profit of ₹600. Riya saves 20% of it. How many rupees are saved?
- 33.Gurpreet’s stall made a profit of ₹1000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Nisha’s stall made a profit of ₹700. Nisha saves 10% of it. How many rupees are saved?
- 36.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 20
- 81
- 208
- better paint for cards
- talk to parents
- the cost of borrowing
- 270
- 440
- 60
- spending
- sweets for yourself
- buying a second juicer
- a cinema ticket
- 100
- 70
- 100
- 500
- to keep trust
- 850
- reinvesting
- saving
- 440
- more seeds for next time
- 15
- profit put in a bank
- 24
- saving
- 280
- 560
- 763
- a new video game
- 120
- 250
- 48
- 70
- 20
- 10
- 214
- 49
- 118
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