Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 3.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 4.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) a cinema ticket (d) buying a second juicer
- 5.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 6.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 7.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) a piggy bank for later (d) profit put in a bank
- 8.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) profit put in a bank (d) sweets for yourself
- 10.Zoya’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) free money (d) a gift
- 12.Farhan’s stall made a profit of ₹1800. Farhan saves 25% of it. How many rupees are saved?
- 13.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 14.Zoya’s stall made a profit of ₹400. Zoya saves 10% of it. How many rupees are saved?
- 15.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 17.Rohan’s stall made a profit of ₹300. Rohan saves 20% of it. How many rupees are saved?
- 18.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 19.Zoya’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
- 21.Saanvi’s stall made a profit of ₹900. Saanvi saves 50% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 23.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Gurpreet’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Zoya’s stall made a profit of ₹500. Zoya saves 50% of it. How many rupees are saved?
- 26.Zoya’s stall made a profit of ₹600. Zoya saves 50% of it. How many rupees are saved?
- 27.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 28.Kabir’s stall made a profit of ₹1300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) profit put in a bank (d) sweets for yourself
- 30.Which of these is saving? (a) an emergency fund (b) a new video game (c) more seeds for next time (d) better paint for cards
- 31.Riya’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) more seeds for next time (d) a piggy bank for later
- 33.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 34.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 36.Gurpreet’s stall made a profit of ₹1500. Gurpreet saves 10% of it. How many rupees are saved?
- 37.Arjun’s stall made a profit of ₹1100. Arjun saves 25% of it. How many rupees are saved?
- 38.Tara’s stall made a profit of ₹900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) buying a second juicer (d) an emergency fund
- 40.Gurpreet’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 832
- to keep trust
- spending
- a cinema ticket
- for bad days and goals
- saving
- a new video game
- 18
- buying a second juicer
- 900
- the cost of borrowing
- 450
- 270
- 40
- 35
- reinvesting
- 60
- saving
- 630
- putting profit back in
- 450
- spending
- 847
- 850
- 250
- 300
- 90
- 390
- profit put in a bank
- an emergency fund
- 780
- a piggy bank for later
- talk to parents
- 36
- reinvesting
- 150
- 275
- 450
- sweets for yourself
- 140
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