Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Rohan’s stall made a profit of ₹900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 3.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 4.Kavya’s stall made a profit of ₹1200. Kavya saves 25% of it. How many rupees are saved?
- 5.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 8.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 9.Rohan’s stall made a profit of ₹1100. Rohan saves 20% of it. How many rupees are saved?
- 10.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.Vihaan’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Nisha’s stall made a profit of ₹800. Nisha saves 10% of it. How many rupees are saved?
- 13.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) an emergency fund (d) profit put in a bank
- 15.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.Ishaan’s stall made a profit of ₹700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Riya’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 21.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 23.Arjun’s stall made a profit of ₹800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 25.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 26.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 27.Arjun’s stall made a profit of ₹400. Arjun saves 50% of it. How many rupees are saved?
- 28.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) better paint for cards
- 29.Which of these is spending on yourself? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) an emergency fund
- 30.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) profit put in a bank (d) a piggy bank for later
- 31.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) an emergency fund (d) more seeds for next time
- 32.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 35.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Arjun’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Farhan’s stall made a profit of ₹500. Farhan saves 20% of it. How many rupees are saved?
- 38.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 39.Vihaan’s stall made a profit of ₹200. Vihaan saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 495
- putting profit back in
- the cost of borrowing
- 300
- 848
- 15
- a cinema ticket
- saving
- 220
- 981
- 125
- 80
- 8
- better paint for cards
- 12
- 30
- 315
- 280
- 1040
- saving
- 770
- can I pay it back?
- 480
- spending
- spending
- talk to parents
- 200
- profit put in a bank
- sweets for yourself
- buying a second juicer
- an emergency fund
- 963
- 1060
- reinvesting
- 72
- 250
- 100
- to keep trust
- 50
- 1100
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