Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.Riya’s stall made a profit of ₹2000. Riya saves 25% of it. How many rupees are saved?
- 3.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) better paint for cards (d) profit put in a bank
- 4.Which of these is saving? (a) a new video game (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 5.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) can I pay it back? (d) nothing
- 6.Diya’s stall made a profit of ₹200. Diya saves 50% of it. How many rupees are saved?
- 7.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) a piggy bank for later (d) better paint for cards
- 8.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.Aarav’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 11.Joseph’s stall made a profit of ₹300. Joseph saves 10% of it. How many rupees are saved?
- 12.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 16.Nisha’s stall made a profit of ₹500. Nisha saves 50% of it. How many rupees are saved?
- 17.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 19.Meera’s stall made a profit of ₹1500. Meera saves 10% of it. How many rupees are saved?
- 20.Tara’s stall made a profit of ₹1900. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.Ishaan’s stall made a profit of ₹2000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) sweets for yourself (d) a new video game
- 24.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) profit put in a bank (d) more seeds for next time
- 25.Riya’s stall made a profit of ₹1100. Riya saves 50% of it. How many rupees are saved?
- 26.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 27.Which of these is spending on yourself? (a) sweets for yourself (b) buying a second juicer (c) an emergency fund (d) profit put in a bank
- 28.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 30.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Kavya’s stall made a profit of ₹200. Kavya saves 25% of it. How many rupees are saved?
- 32.Aarav’s stall made a profit of ₹800. Aarav saves 10% of it. How many rupees are saved?
- 33.Dev’s stall made a profit of ₹1300. Dev saves 50% of it. How many rupees are saved?
- 34.Meera’s stall made a profit of ₹400. Meera saves 50% of it. How many rupees are saved?
- 35.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) sweets for yourself (d) more seeds for next time
- 36.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 37.Arjun’s stall made a profit of ₹1300. Arjun saves 10% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 39.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Riya’s stall made a profit of ₹1000. Riya saves 50% of it. How many rupees are saved?
Answer key
- 1089
- 500
- profit put in a bank
- a piggy bank for later
- can I pay it back?
- 100
- better paint for cards
- 1180
- 240
- spending
- 30
- 24
- 112
- 972
- putting profit back in
- 250
- 1080
- saving
- 150
- 950
- 847
- 800
- more seeds for next time
- a new video game
- 550
- reinvesting
- sweets for yourself
- 21
- talk to parents
- 30
- 50
- 80
- 650
- 200
- an emergency fund
- spending
- 130
- reinvesting
- 48
- 500
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