Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Rohan’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 3.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 4.Lakshmi’s stall made a profit of ₹1800. Lakshmi saves 20% of it. How many rupees are saved?
- 5.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 6.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 9.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 10.Rohan’s stall made a profit of ₹1500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 12.Riya’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) more seeds for next time (d) profit put in a bank
- 14.Vihaan’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) a cinema ticket (d) buying a second juicer
- 17.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 18.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.Tara’s stall made a profit of ₹2000. Tara saves 25% of it. How many rupees are saved?
- 20.Kabir’s stall made a profit of ₹1200. Kabir saves 20% of it. How many rupees are saved?
- 21.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 23.Ishaan’s stall made a profit of ₹700. Ishaan saves 10% of it. How many rupees are saved?
- 24.Which of these is saving? (a) a new video game (b) more seeds for next time (c) an emergency fund (d) sweets for yourself
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 26.Nisha’s stall made a profit of ₹1800. Nisha saves 25% of it. How many rupees are saved?
- 27.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 28.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 30.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.Lakshmi’s stall made a profit of ₹2000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Farhan’s stall made a profit of ₹1300. Farhan saves 25% of it. How many rupees are saved?
- 33.Kabir’s stall made a profit of ₹900. Kabir saves 20% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 35.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) an emergency fund
- 38.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Joseph’s stall made a profit of ₹200. Joseph saves 20% of it. How many rupees are saved?
Answer key
- 180
- putting profit back in
- 868
- 360
- the cost of borrowing
- 510
- 1040
- profit put in a bank
- spending
- 675
- better paint for cards
- 175
- more seeds for next time
- 935
- 109
- a cinema ticket
- for bad days and goals
- 749
- 500
- 240
- 96
- can I pay it back?
- 70
- an emergency fund
- reinvesting
- 450
- talk to parents
- 24
- to keep trust
- 108
- 800
- 325
- 180
- reinvesting
- 214
- 336
- sweets for yourself
- 14
- 436
- 40
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