Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Zoya’s stall made a profit of ₹2000. Zoya saves 20% of it. How many rupees are saved?
- 2.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 3.Zoya’s stall made a profit of ₹1800. Zoya saves 20% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 5.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 6.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 7.Nisha’s stall made a profit of ₹400. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 10.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Arjun’s stall made a profit of ₹1200. Arjun saves 20% of it. How many rupees are saved?
- 13.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) a new video game (d) more seeds for next time
- 14.Nisha’s stall made a profit of ₹1300. Nisha saves 20% of it. How many rupees are saved?
- 15.Zoya’s stall made a profit of ₹500. Zoya saves 25% of it. How many rupees are saved?
- 16.Ananya’s stall made a profit of ₹700. Ananya saves 20% of it. How many rupees are saved?
- 17.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 18.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 19.Dev’s stall made a profit of ₹1200. Dev saves 50% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 21.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) a cinema ticket (d) more seeds for next time
- 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 24.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 26.Meera’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Saanvi’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Aarav’s stall made a profit of ₹1700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) more seeds for next time (d) a new video game
- 30.Zoya’s stall made a profit of ₹900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 32.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.Nisha’s stall made a profit of ₹300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Ishaan’s stall made a profit of ₹800. Ishaan saves 25% of it. How many rupees are saved?
- 35.Saanvi’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Aarav’s stall made a profit of ₹1700. Aarav saves 25% of it. How many rupees are saved?
- 37.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) buying a second juicer (d) a cinema ticket
- 38.Kavya’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 400
- the cost of borrowing
- 360
- spending
- for bad days and goals
- a cinema ticket
- 200
- 440
- putting profit back in
- 48
- 20
- 240
- profit put in a bank
- 260
- 125
- 140
- to keep trust
- spending
- 600
- saving
- an emergency fund
- saving
- saving
- 18
- talk to parents
- 900
- 180
- 850
- a piggy bank for later
- 180
- 1020
- 40
- 60
- 200
- 350
- 425
- buying a second juicer
- 175
- 30
- 35
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