Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 3.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 4.Diya’s stall made a profit of ₹200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) how fast can I spend? (d) nothing
- 6.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) sweets for yourself
- 7.Ananya’s stall made a profit of ₹1700. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Aarav’s stall made a profit of ₹900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 10.Riya’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 12.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) a piggy bank for later (d) more seeds for next time
- 13.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 14.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 16.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.Rohan’s stall made a profit of ₹400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) better paint for cards (d) buying a second juicer
- 19.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Which of these is reinvesting in the business? (a) better paint for cards (b) an emergency fund (c) sweets for yourself (d) a cinema ticket
- 21.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.Which of these is reinvesting in the business? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) a piggy bank for later
- 24.Which of these is saving? (a) a new video game (b) profit put in a bank (c) buying a second juicer (d) a cinema ticket
- 25.Zoya’s stall made a profit of ₹1100. Zoya saves 25% of it. How many rupees are saved?
- 26.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) better paint for cards (d) an emergency fund
- 27.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) spending it on games (d) hiding it
- 28.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Aarav’s stall made a profit of ₹1300. Aarav saves 10% of it. How many rupees are saved?
- 30.Kavya’s stall made a profit of ₹1600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 32.Joseph’s stall made a profit of ₹300. Joseph saves 50% of it. How many rupees are saved?
- 33.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 36.Gurpreet’s stall made a profit of ₹1100. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Joseph’s stall made a profit of ₹1600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Kabir’s stall made a profit of ₹1300. Kabir saves 20% of it. How many rupees are saved?
- 40.Which of these is spending on yourself? (a) an emergency fund (b) better paint for cards (c) more seeds for next time (d) a cinema ticket
Answer key
- 540
- spending
- 530
- 50
- can I pay it back?
- more seeds for next time
- 765
- 450
- reinvesting
- 360
- for bad days and goals
- a piggy bank for later
- saving
- 224
- talk to parents
- 545
- 220
- sweets for yourself
- 108
- better paint for cards
- 708
- 590
- buying a second juicer
- profit put in a bank
- 275
- a new video game
- putting profit back in
- 496
- 130
- 640
- spending
- 150
- 212
- 105
- saving
- 550
- 545
- 480
- 260
- a cinema ticket
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids