Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 3.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 4.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 5.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 6.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) better paint for cards (d) profit put in a bank
- 7.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 9.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 11.Vihaan’s stall made a profit of ₹1100. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Which of these is saving? (a) a new video game (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 13.Ishaan’s stall made a profit of ₹1700. Ishaan saves 20% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) sweets for yourself (d) profit put in a bank
- 15.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 16.Aarav’s stall made a profit of ₹900. Aarav saves 50% of it. How many rupees are saved?
- 17.Dev’s stall made a profit of ₹1800. Dev saves 10% of it. How many rupees are saved?
- 18.Dev’s stall made a profit of ₹300. Dev saves 10% of it. How many rupees are saved?
- 19.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 21.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 22.Joseph’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Ishaan’s stall made a profit of ₹400. Ishaan saves 10% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 26.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 27.Which of these is saving? (a) an emergency fund (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 28.Rohan’s stall made a profit of ₹2000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 30.Vihaan’s stall made a profit of ₹300. Vihaan saves 50% of it. How many rupees are saved?
- 31.Meera’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) more seeds for next time (d) a piggy bank for later
- 33.Gurpreet’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 36.Gurpreet’s stall made a profit of ₹1900. Gurpreet saves 50% of it. How many rupees are saved?
- 37.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.Aarav’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Lakshmi’s stall made a profit of ₹800. Lakshmi saves 50% of it. How many rupees are saved?
- 40.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) buying a second juicer (d) a piggy bank for later
Answer key
- 6
- talk to parents
- spending
- a cinema ticket
- saving
- profit put in a bank
- 12
- for bad days and goals
- 144
- spending
- 385
- a piggy bank for later
- 340
- sweets for yourself
- saving
- 450
- 180
- 30
- 660
- reinvesting
- can I pay it back?
- 850
- 36
- 40
- spending
- putting profit back in
- an emergency fund
- 1000
- to keep trust
- 150
- 880
- a new video game
- 350
- 102
- saving
- 950
- 412
- 900
- 400
- buying a second juicer
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