Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
- 2.Which of these is spending on yourself? (a) an emergency fund (b) a piggy bank for later (c) a new video game (d) buying a second juicer
- 3.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 5.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
- 6.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.Vihaan’s stall made a profit of ₹300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Which of these is saving? (a) a new video game (b) sweets for yourself (c) profit put in a bank (d) better paint for cards
- 9.Riya’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Diya’s stall made a profit of ₹1200. Diya saves 50% of it. How many rupees are saved?
- 11.Which of these is reinvesting in the business? (a) a new video game (b) more seeds for next time (c) sweets for yourself (d) an emergency fund
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 13.Kabir’s stall made a profit of ₹1700. Kabir saves 50% of it. How many rupees are saved?
- 14.Farhan’s stall made a profit of ₹500. Farhan saves 25% of it. How many rupees are saved?
- 15.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) a new video game
- 16.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 17.Ananya’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 19.Farhan’s stall made a profit of ₹1400. Farhan saves 50% of it. How many rupees are saved?
- 20.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) better paint for cards (d) an emergency fund
- 21.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 22.Zoya’s stall made a profit of ₹900. Zoya saves 50% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 24.Which of these is spending on yourself? (a) sweets for yourself (b) an emergency fund (c) a piggy bank for later (d) profit put in a bank
- 25.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 26.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 27.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 28.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.Ishaan’s stall made a profit of ₹500. Ishaan saves 10% of it. How many rupees are saved?
- 30.Which of these is spending on yourself? (a) a cinema ticket (b) profit put in a bank (c) an emergency fund (d) more seeds for next time
- 31.Nisha’s stall made a profit of ₹400. Nisha saves 20% of it. How many rupees are saved?
- 32.Meera’s stall made a profit of ₹500. Meera saves 25% of it. How many rupees are saved?
- 33.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 34.Dev’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Joseph’s stall made a profit of ₹1700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) better paint for cards (d) sweets for yourself
- 37.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 38.Lakshmi’s stall made a profit of ₹800. Lakshmi saves 20% of it. How many rupees are saved?
- 39.Nisha’s stall made a profit of ₹1800. Nisha saves 10% of it. How many rupees are saved?
- 40.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- can I pay it back?
- a new video game
- 144
- spending
- talk to parents
- 48
- 120
- profit put in a bank
- 680
- 600
- more seeds for next time
- saving
- 850
- 125
- a piggy bank for later
- to keep trust
- 560
- spending
- 700
- an emergency fund
- saving
- 450
- spending
- sweets for yourself
- 206
- for bad days and goals
- putting profit back in
- 684
- 50
- a cinema ticket
- 80
- 125
- 896
- 360
- 850
- better paint for cards
- 24
- 160
- 180
- 927
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