Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 2.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 3.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 4.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 5.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 6.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 7.Meera’s stall made a profit of ₹400. Meera saves 20% of it. How many rupees are saved?
- 8.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.Which of these is reinvesting in the business? (a) more seeds for next time (b) a piggy bank for later (c) a new video game (d) profit put in a bank
- 10.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) buying a second juicer (d) better paint for cards
- 11.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 12.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 13.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 14.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.Zoya’s stall made a profit of ₹400. Zoya saves 25% of it. How many rupees are saved?
- 17.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 18.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.Gurpreet’s stall made a profit of ₹800. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 20.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 21.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) a cinema ticket (d) better paint for cards
- 24.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to lose friends (d) to pay more interest
- 26.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 27.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) profit put in a bank (d) a piggy bank for later
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 29.Aarav’s stall made a profit of ₹2000. Aarav saves 25% of it. How many rupees are saved?
- 30.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Zoya’s stall made a profit of ₹1400. Zoya saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 35.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 36.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 38.Ananya’s stall made a profit of ₹200. Ananya saves 25% of it. How many rupees are saved?
- 39.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Arjun’s stall made a profit of ₹1400. Arjun saves 20% of it. How many rupees are saved?
Answer key
- can I pay it back?
- spending
- the cost of borrowing
- 63
- a piggy bank for later
- reinvesting
- 80
- 18
- more seeds for next time
- a cinema ticket
- 216
- talk to parents
- reinvesting
- 218
- 56
- 100
- 64
- 206
- 200
- spending
- 1060
- 847
- better paint for cards
- 260
- to keep trust
- saving
- sweets for yourself
- saving
- 500
- 972
- 54
- 280
- 6
- spending
- saving
- 910
- putting profit back in
- 50
- 18
- 280
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