Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) profit put in a bank (d) better paint for cards
- 4.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) talk to parents (d) borrow online alone
- 6.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.Ananya’s stall made a profit of ₹300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 10.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) a piggy bank for later (d) buying a second juicer
- 11.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 12.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 15.Farhan’s stall made a profit of ₹1800. Farhan saves 50% of it. How many rupees are saved?
- 16.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) an emergency fund (d) sweets for yourself
- 17.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.Kabir’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Tara’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Kabir’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Vihaan’s stall made a profit of ₹800. Vihaan saves 25% of it. How many rupees are saved?
- 22.Aarav’s stall made a profit of ₹1500. Aarav saves 10% of it. How many rupees are saved?
- 23.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Which of these is spending on yourself? (a) better paint for cards (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 26.Joseph’s stall made a profit of ₹200. Joseph saves 25% of it. How many rupees are saved?
- 27.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) a new video game (d) an emergency fund
- 28.Meera’s stall made a profit of ₹700. Meera saves 10% of it. How many rupees are saved?
- 29.Joseph’s stall made a profit of ₹800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a cinema ticket (d) profit put in a bank
- 31.Which of these is saving? (a) a new video game (b) sweets for yourself (c) buying a second juicer (d) a piggy bank for later
- 32.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 33.Vihaan’s stall made a profit of ₹1600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 37.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 38.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.Gurpreet’s stall made a profit of ₹700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Riya’s stall made a profit of ₹500. Riya saves 10% of it. How many rupees are saved?
Answer key
- 10
- 432
- better paint for cards
- 236
- talk to parents
- 112
- 150
- for bad days and goals
- spending
- a new video game
- putting profit back in
- 8
- 660
- can I pay it back?
- 900
- sweets for yourself
- 48
- 360
- 420
- 240
- 200
- 150
- 60
- a cinema ticket
- reinvesting
- 50
- an emergency fund
- 70
- 400
- profit put in a bank
- a piggy bank for later
- reinvesting
- 720
- 580
- 3
- saving
- spending
- 1035
- 350
- 50
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