Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) an emergency fund (d) sweets for yourself
- 2.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 3.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 4.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) a new video game (d) an emergency fund
- 5.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 7.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 8.Aarav’s stall made a profit of ₹300. Aarav saves 10% of it. How many rupees are saved?
- 9.Joseph’s stall made a profit of ₹1500. Joseph saves 50% of it. How many rupees are saved?
- 10.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) profit put in a bank (d) more seeds for next time
- 11.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) an emergency fund (d) sweets for yourself
- 12.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 14.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.Joseph’s stall made a profit of ₹400. Joseph saves 50% of it. How many rupees are saved?
- 16.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) buying a second juicer (d) a new video game
- 19.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 20.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) profit put in a bank (d) better paint for cards
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 22.Which of these is reinvesting in the business? (a) a cinema ticket (b) a new video game (c) profit put in a bank (d) buying a second juicer
- 23.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 24.Farhan’s stall made a profit of ₹300. Farhan saves 10% of it. How many rupees are saved?
- 25.Saanvi’s stall made a profit of ₹1200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Aarav’s stall made a profit of ₹1200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 28.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 30.Kabir’s stall made a profit of ₹500. Kabir saves 10% of it. How many rupees are saved?
- 31.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 32.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Zoya’s stall made a profit of ₹1600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Riya’s stall made a profit of ₹600. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 39.Kabir’s stall made a profit of ₹1100. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
Answer key
- sweets for yourself
- 363
- 135
- a new video game
- can I pay it back?
- reinvesting
- spending
- 30
- 750
- profit put in a bank
- an emergency fund
- 126
- the cost of borrowing
- 708
- 200
- 21
- 1016
- a piggy bank for later
- putting profit back in
- better paint for cards
- reinvesting
- buying a second juicer
- 162
- 30
- 240
- 480
- spending
- 1020
- for bad days and goals
- 50
- 240
- 742
- 800
- 20
- 10
- 180
- 1040
- talk to parents
- 440
- to keep trust
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