Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 212 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
2. 2.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
3. 3.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
4. 4.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
5. 5.Lakshmi’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
6. 6.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
7. 7.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
8. 8.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
9. 9.Kabir’s stall made a profit of ₹200. Kabir saves 25% of it. How many rupees are saved?
10. 10.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
11. 11.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
12. 12.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 10% of it. How many rupees are saved?
13. 13.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
14. 14.Which of these is saving? (a) a piggy bank for later (b) better paint for cards (c) a new video game (d) a cinema ticket
15. 15.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
16. 16.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
17. 17.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) more seeds for next time (d) buying a second juicer
18. 18.Meera’s stall made a profit of ₹500. Meera saves 50% of it. How many rupees are saved?
19. 19.Riya’s stall made a profit of ₹1900. Riya saves 25% of it. How many rupees are saved?
20. 20.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
21. 21.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
22. 22.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) better paint for cards (d) sweets for yourself
23. 23.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
24. 24.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
25. 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
26. 26.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
27. 27.Aarav’s stall made a profit of ₹700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
28. 28.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
29. 29.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
30. 30.Kavya’s stall made a profit of ₹800. Kavya saves 25% of it. How many rupees are saved?
31. 31.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
32. 32.Which of these is spending on yourself? (a) a piggy bank for later (b) sweets for yourself (c) an emergency fund (d) profit put in a bank
33. 33.Diya’s stall made a profit of ₹300. Diya saves 10% of it. How many rupees are saved?
34. 34.Ananya’s stall made a profit of ₹900. Ananya saves 20% of it. How many rupees are saved?
35. 35.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
36. 36.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
37. 37.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
38. 38.Aarav’s stall made a profit of ₹1500. Aarav saves 50% of it. How many rupees are saved?
39. 39.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
40. 40.Gurpreet’s stall made a profit of ₹400. Gurpreet saves 50% of it. How many rupees are saved?

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