Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) to pay more interest (d) it does not matter
- 2.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Riya’s stall made a profit of ₹600. Riya saves 25% of it. How many rupees are saved?
- 4.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 5.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 8.Dev’s stall made a profit of ₹1000. Dev saves 25% of it. How many rupees are saved?
- 9.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 11.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 12.Ishaan’s stall made a profit of ₹400. Ishaan saves 50% of it. How many rupees are saved?
- 13.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 14.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 15.Which of these is saving? (a) a new video game (b) better paint for cards (c) a cinema ticket (d) profit put in a bank
- 16.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 17.Aarav’s stall made a profit of ₹1000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 19.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) a new video game (d) more seeds for next time
- 20.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 21.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) an emergency fund (d) more seeds for next time
- 22.Nisha’s stall made a profit of ₹500. Nisha saves 20% of it. How many rupees are saved?
- 23.Riya’s stall made a profit of ₹2000. Riya saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.Tara’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.Farhan’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) sweets for yourself (d) buying a second juicer
- 30.Arjun’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 32.Saanvi’s stall made a profit of ₹2000. Saanvi saves 10% of it. How many rupees are saved?
- 33.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 35.Dev’s stall made a profit of ₹1700. Dev saves 50% of it. How many rupees are saved?
- 36.Kavya’s stall made a profit of ₹1600. Kavya saves 10% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 38.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Diya’s stall made a profit of ₹1900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- to keep trust
- 216
- 150
- saving
- 1060
- 918
- 424
- 250
- 32
- saving
- the cost of borrowing
- 200
- spending
- buying a second juicer
- profit put in a bank
- spending
- 200
- talk to parents
- a piggy bank for later
- better paint for cards
- a new video game
- 100
- 1000
- 108
- 910
- 242
- 324
- 200
- sweets for yourself
- 100
- more seeds for next time
- 200
- 124
- reinvesting
- 850
- 160
- reinvesting
- 32
- 112
- 950
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