Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) giving it away (d) spending it on games
- 2.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) buying a second juicer (d) a new video game
- 3.Lakshmi’s stall made a profit of ₹1100. Lakshmi saves 10% of it. How many rupees are saved?
- 4.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) for bad days and goals (d) saving is a loss
- 5.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 6.Vihaan’s stall made a profit of ₹1900. Vihaan saves 50% of it. How many rupees are saved?
- 7.Which of these is saving? (a) a cinema ticket (b) a new video game (c) a piggy bank for later (d) buying a second juicer
- 8.Meera’s stall made a profit of ₹300. Meera saves 20% of it. How many rupees are saved?
- 9.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) sweets for yourself (d) better paint for cards
- 10.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 11.Kavya’s stall made a profit of ₹300. Kavya saves 50% of it. How many rupees are saved?
- 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 13.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 14.Gurpreet’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Riya’s stall made a profit of ₹400. Riya saves 50% of it. How many rupees are saved?
- 16.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 18.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 20.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 21.Saanvi’s stall made a profit of ₹1600. Saanvi saves 20% of it. How many rupees are saved?
- 22.Which of these is saving? (a) better paint for cards (b) an emergency fund (c) a new video game (d) more seeds for next time
- 23.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) a cinema ticket (d) more seeds for next time
- 24.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.Gurpreet’s stall made a profit of ₹2000. Gurpreet saves 10% of it. How many rupees are saved?
- 27.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 28.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 29.Which of these is reinvesting in the business? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a new video game
- 30.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 31.Which of these is spending on yourself? (a) sweets for yourself (b) an emergency fund (c) better paint for cards (d) more seeds for next time
- 32.Rohan’s stall made a profit of ₹1500. Rohan saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Joseph’s stall made a profit of ₹1400. Joseph saves 25% of it. How many rupees are saved?
- 35.Lakshmi’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.Nisha’s stall made a profit of ₹1700. Nisha saves 25% of it. How many rupees are saved?
- 38.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) a piggy bank for later (d) profit put in a bank
Answer key
- putting profit back in
- a new video game
- 110
- for bad days and goals
- 20
- 950
- a piggy bank for later
- 60
- profit put in a bank
- spending
- 150
- saving
- 84
- 400
- 200
- 1150
- the cost of borrowing
- 36
- reinvesting
- better paint for cards
- 320
- an emergency fund
- more seeds for next time
- 464
- 318
- 200
- reinvesting
- reinvesting
- buying a second juicer
- spending
- sweets for yourself
- 300
- 390
- 350
- 935
- 4
- 425
- 848
- 9
- a cinema ticket
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids