Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a cinema ticket (d) an emergency fund
- 2.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 3.Diya’s stall made a profit of ₹1300. Diya saves 25% of it. How many rupees are saved?
- 4.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Which of these is saving? (a) a cinema ticket (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 7.Rohan’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Which of these is saving? (a) an emergency fund (b) better paint for cards (c) more seeds for next time (d) buying a second juicer
- 9.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 11.Rohan’s stall made a profit of ₹1800. Rohan saves 20% of it. How many rupees are saved?
- 12.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to keep trust (d) to pay more interest
- 13.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 14.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 16.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) better paint for cards (d) sweets for yourself
- 17.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 18.Ishaan’s stall made a profit of ₹1800. Ishaan saves 50% of it. How many rupees are saved?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 20.Vihaan’s stall made a profit of ₹1200. Vihaan saves 20% of it. How many rupees are saved?
- 21.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 22.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.Nisha’s stall made a profit of ₹900. Nisha saves 20% of it. How many rupees are saved?
- 24.Ananya’s stall made a profit of ₹1000. Ananya saves 10% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 26.Dev’s stall made a profit of ₹1500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.Aarav’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Gurpreet’s stall made a profit of ₹1600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 31.Diya’s stall made a profit of ₹800. Diya saves 50% of it. How many rupees are saved?
- 32.Vihaan’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) sweets for yourself (d) more seeds for next time
- 34.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 35.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.Rohan’s stall made a profit of ₹1600. Rohan saves 25% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 38.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.Ishaan’s stall made a profit of ₹1800. Ishaan saves 20% of it. How many rupees are saved?
Answer key
- a cinema ticket
- 968
- 325
- 416
- 432
- profit put in a bank
- 680
- an emergency fund
- saving
- spending
- 360
- to keep trust
- the cost of borrowing
- 872
- 348
- better paint for cards
- 32
- 900
- talk to parents
- 240
- can I pay it back?
- 590
- 180
- 100
- spending
- 450
- 10
- 390
- 640
- saving
- 400
- 550
- more seeds for next time
- reinvesting
- 224
- 400
- reinvesting
- 424
- 108
- 360
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