Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 2.Which of these is spending on yourself? (a) sweets for yourself (b) better paint for cards (c) more seeds for next time (d) profit put in a bank
- 3.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 4.Farhan’s stall made a profit of ₹400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a new video game (d) an emergency fund
- 6.Rohan’s stall made a profit of ₹600. Rohan saves 50% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 8.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 9.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 10.Joseph’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 11.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 12.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 13.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) buying a second juicer (d) profit put in a bank
- 14.Tara’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.Diya’s stall made a profit of ₹1300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 17.Which of these is spending on yourself? (a) better paint for cards (b) a new video game (c) an emergency fund (d) buying a second juicer
- 18.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.Ananya’s stall made a profit of ₹600. Ananya saves 25% of it. How many rupees are saved?
- 20.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) buying a second juicer (d) a cinema ticket
- 23.Vihaan’s stall made a profit of ₹500. Vihaan saves 25% of it. How many rupees are saved?
- 24.Diya’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Rohan’s stall made a profit of ₹900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.Saanvi’s stall made a profit of ₹1300. Saanvi saves 50% of it. How many rupees are saved?
- 27.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.Nisha’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Zoya’s stall made a profit of ₹200. Zoya saves 50% of it. How many rupees are saved?
- 30.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 31.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) a new video game (d) sweets for yourself
- 32.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) profit put in a bank
- 34.Ananya’s stall made a profit of ₹700. Ananya saves 50% of it. How many rupees are saved?
- 35.Nisha’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.Ishaan’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Vihaan’s stall made a profit of ₹1400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Aarav’s stall made a profit of ₹700. Aarav saves 20% of it. How many rupees are saved?
- 40.Which of these is reinvesting in the business? (a) an emergency fund (b) better paint for cards (c) profit put in a bank (d) a new video game
Answer key
- saving
- sweets for yourself
- saving
- 120
- an emergency fund
- 300
- reinvesting
- spending
- talk to parents
- 120
- to keep trust
- the cost of borrowing
- profit put in a bank
- 100
- 260
- for bad days and goals
- a new video game
- 954
- 150
- 321
- 721
- a cinema ticket
- 125
- 320
- 360
- 650
- 10
- 1120
- 100
- can I pay it back?
- more seeds for next time
- 80
- buying a second juicer
- 350
- 540
- 1200
- 640
- 280
- 140
- better paint for cards
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids