Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 3.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 4.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) hiding it (d) spending it on games
- 5.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 6.Ananya’s stall made a profit of ₹700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) buying a second juicer (d) a new video game
- 8.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 9.Zoya’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 12.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 13.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a cinema ticket
- 14.Which of these is saving? (a) a new video game (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 16.Riya’s stall made a profit of ₹200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Ananya’s stall made a profit of ₹1000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) more seeds for next time (d) a piggy bank for later
- 19.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 21.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 22.Meera’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.Meera’s stall made a profit of ₹1900. Meera saves 50% of it. How many rupees are saved?
- 24.Which of these is reinvesting in the business? (a) a new video game (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 25.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 26.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Vihaan’s stall made a profit of ₹1500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.Vihaan’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Which of these is reinvesting in the business? (a) a cinema ticket (b) buying a second juicer (c) a new video game (d) sweets for yourself
- 30.Farhan’s stall made a profit of ₹1800. Farhan saves 25% of it. How many rupees are saved?
- 31.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) more seeds for next time
- 32.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 33.Tara’s stall made a profit of ₹1200. Tara saves 25% of it. How many rupees are saved?
- 34.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 36.Gurpreet’s stall made a profit of ₹1000. Gurpreet saves 10% of it. How many rupees are saved?
- 37.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) buying a second juicer (d) an emergency fund
- 38.Zoya’s stall made a profit of ₹1400. Zoya saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- 218
- saving
- reinvesting
- putting profit back in
- 40
- 350
- a new video game
- talk to parents
- 80
- 12
- for bad days and goals
- spending
- profit put in a bank
- an emergency fund
- saving
- 50
- 200
- more seeds for next time
- 4
- spending
- reinvesting
- 200
- 950
- better paint for cards
- the cost of borrowing
- 545
- 600
- 1080
- buying a second juicer
- 450
- a piggy bank for later
- to keep trust
- 300
- 520
- 654
- 100
- a cinema ticket
- 140
- 56
- 390
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