Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Nisha’s stall made a profit of ₹1200. Nisha saves 25% of it. How many rupees are saved?
- 2.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 3.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) a piggy bank for later (d) buying a second juicer
- 4.Which of these is saving? (a) buying a second juicer (b) an emergency fund (c) more seeds for next time (d) a cinema ticket
- 5.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) hiding it (d) giving it away
- 6.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) an emergency fund (d) profit put in a bank
- 7.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 8.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 9.Joseph’s stall made a profit of ₹200. Joseph saves 25% of it. How many rupees are saved?
- 10.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) how fast can I spend? (d) nothing
- 11.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) a cinema ticket (d) a piggy bank for later
- 13.Kavya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 15.Which of these is reinvesting in the business? (a) more seeds for next time (b) an emergency fund (c) sweets for yourself (d) a cinema ticket
- 16.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 17.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 18.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 20.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 21.Arjun’s stall made a profit of ₹300. Arjun saves 10% of it. How many rupees are saved?
- 22.Dev’s stall made a profit of ₹500. Dev saves 20% of it. How many rupees are saved?
- 23.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.Arjun’s stall made a profit of ₹1200. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) better paint for cards (d) profit put in a bank
- 28.Farhan’s stall made a profit of ₹400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 30.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 31.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 32.Dev’s stall made a profit of ₹1100. Dev saves 25% of it. How many rupees are saved?
- 33.Kavya’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Kabir’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 39.Arjun’s stall made a profit of ₹800. Arjun saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- 300
- reinvesting
- sweets for yourself
- an emergency fund
- putting profit back in
- buying a second juicer
- saving
- 1143
- 50
- can I pay it back?
- 220
- a cinema ticket
- 360
- spending
- more seeds for next time
- 327
- to keep trust
- 6
- the cost of borrowing
- saving
- 30
- 100
- 618
- 109
- 600
- 28
- profit put in a bank
- 80
- for bad days and goals
- reinvesting
- spending
- 275
- 770
- 981
- 330
- 320
- 180
- talk to parents
- 200
- 992
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