Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 2.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 3.Riya’s stall made a profit of ₹1100. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.Lakshmi’s stall made a profit of ₹1700. Lakshmi saves 10% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 6.Meera’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.Which of these is saving? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) a cinema ticket
- 8.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 9.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) what is the logo? (d) how fast can I spend?
- 10.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 12.Vihaan’s stall made a profit of ₹2000. Vihaan saves 20% of it. How many rupees are saved?
- 13.Which of these is saving? (a) a new video game (b) buying a second juicer (c) sweets for yourself (d) a piggy bank for later
- 14.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 15.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 16.Kabir’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.Kavya’s stall made a profit of ₹2000. Kavya saves 50% of it. How many rupees are saved?
- 18.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.Meera’s stall made a profit of ₹1100. Meera saves 50% of it. How many rupees are saved?
- 20.Dev’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.Kabir’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Rohan’s stall made a profit of ₹1100. Rohan saves 10% of it. How many rupees are saved?
- 23.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 24.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 25.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 28.Kabir’s stall made a profit of ₹300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Riya’s stall made a profit of ₹1300. Riya saves 10% of it. How many rupees are saved?
- 30.Ishaan’s stall made a profit of ₹1600. Ishaan saves 10% of it. How many rupees are saved?
- 31.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) buying a second juicer (d) a new video game
- 32.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) an emergency fund (d) a cinema ticket
- 33.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 34.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) buying a second juicer (d) profit put in a bank
- 35.Joseph’s stall made a profit of ₹1000. Joseph saves 50% of it. How many rupees are saved?
- 36.Farhan’s stall made a profit of ₹1400. Farhan saves 20% of it. How many rupees are saved?
- 37.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Vihaan’s stall made a profit of ₹1200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) better paint for cards (d) sweets for yourself
Answer key
- a new video game
- to keep trust
- 385
- 170
- saving
- 200
- an emergency fund
- the cost of borrowing
- can I pay it back?
- 189
- putting profit back in
- 400
- a piggy bank for later
- saving
- talk to parents
- 350
- 1000
- 236
- 550
- 320
- 320
- 110
- for bad days and goals
- reinvesting
- 60
- 24
- spending
- 90
- 130
- 160
- buying a second juicer
- a cinema ticket
- spending
- profit put in a bank
- 500
- 280
- 684
- 360
- 50
- better paint for cards
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids