Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Meera’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) buying a second juicer (d) a piggy bank for later
- 3.Diya’s stall made a profit of ₹1400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.Aarav’s stall made a profit of ₹500. Aarav saves 10% of it. How many rupees are saved?
- 5.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) better paint for cards (d) buying a second juicer
- 6.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 7.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 9.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 10.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) sweets for yourself (d) more seeds for next time
- 11.Farhan’s stall made a profit of ₹1600. Farhan saves 50% of it. How many rupees are saved?
- 12.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Dev’s stall made a profit of ₹300. Dev saves 50% of it. How many rupees are saved?
- 14.Which of these is saving? (a) profit put in a bank (b) better paint for cards (c) a new video game (d) buying a second juicer
- 15.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 17.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 18.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 20.Which of these is spending on yourself? (a) a piggy bank for later (b) an emergency fund (c) sweets for yourself (d) better paint for cards
- 21.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.Joseph’s stall made a profit of ₹1400. Joseph saves 10% of it. How many rupees are saved?
- 23.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 26.Tara’s stall made a profit of ₹700. Tara saves 25% of it. How many rupees are saved?
- 27.Ananya’s stall made a profit of ₹700. Ananya saves 20% of it. How many rupees are saved?
- 28.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Rohan’s stall made a profit of ₹1300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) no reason (d) saving is a loss
- 31.Which of these is spending on yourself? (a) buying a second juicer (b) profit put in a bank (c) a cinema ticket (d) a piggy bank for later
- 32.Kavya’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Meera’s stall made a profit of ₹1900. Meera saves 10% of it. How many rupees are saved?
- 34.Ananya’s stall made a profit of ₹500. Ananya saves 10% of it. How many rupees are saved?
- 35.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a piggy bank for later (d) a new video game
- 38.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 39.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 275
- buying a second juicer
- 630
- 50
- an emergency fund
- saving
- reinvesting
- saving
- talk to parents
- more seeds for next time
- 800
- 90
- 150
- profit put in a bank
- 428
- spending
- the cost of borrowing
- 18
- to keep trust
- sweets for yourself
- 105
- 140
- 312
- 12
- better paint for cards
- 175
- 140
- 1035
- 390
- for bad days and goals
- a cinema ticket
- 480
- 190
- 50
- 208
- 254
- a new video game
- spending
- 612
- 24
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