Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 2.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 3.Kavya’s stall made a profit of ₹800. Kavya saves 10% of it. How many rupees are saved?
- 4.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) profit put in a bank (d) a new video game
- 5.Ananya’s stall made a profit of ₹1400. Ananya saves 50% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 7.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) sweets for yourself (d) a new video game
- 8.Lakshmi’s stall made a profit of ₹500. Lakshmi saves 25% of it. How many rupees are saved?
- 9.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) no reason (d) for bad days and goals
- 11.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 12.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) an emergency fund (d) better paint for cards
- 13.Rohan’s stall made a profit of ₹900. Rohan saves 25% of it. How many rupees are saved?
- 14.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 16.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) better paint for cards (d) sweets for yourself
- 17.Lakshmi’s stall made a profit of ₹900. Lakshmi saves 25% of it. How many rupees are saved?
- 18.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a discount (d) a gift
- 20.Aarav’s stall made a profit of ₹1300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 22.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 23.Aarav’s stall made a profit of ₹1600. Aarav saves 25% of it. How many rupees are saved?
- 24.Riya’s stall made a profit of ₹1700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.Kabir’s stall made a profit of ₹1700. Kabir saves 20% of it. How many rupees are saved?
- 26.Ananya’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 28.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.Diya’s stall made a profit of ₹1500. Diya saves 10% of it. How many rupees are saved?
- 30.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 31.Rohan’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 33.Which of these is saving? (a) sweets for yourself (b) a new video game (c) a piggy bank for later (d) better paint for cards
- 34.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) an emergency fund (d) a cinema ticket
- 36.Diya’s stall made a profit of ₹1000. Diya saves 25% of it. How many rupees are saved?
- 37.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 38.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Rohan’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- spending
- spending
- 80
- a new video game
- 700
- reinvesting
- profit put in a bank
- 125
- 6
- for bad days and goals
- 212
- an emergency fund
- 225
- 35
- 100
- sweets for yourself
- 225
- 9
- the cost of borrowing
- 390
- putting profit back in
- talk to parents
- 400
- 510
- 340
- 550
- better paint for cards
- 12
- 150
- can I pay it back?
- 520
- saving
- a piggy bank for later
- 1120
- buying a second juicer
- 250
- reinvesting
- 32
- 400
- 42
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