Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🏦 Interest on a loan is… (a) a gift (b) free money (c) a discount (d) the cost of borrowing
- 2.Arjun’s stall made a profit of ₹1500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 4.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.Nisha’s stall made a profit of ₹1100. Nisha saves 50% of it. How many rupees are saved?
- 6.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 7.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.Which of these is spending on yourself? (a) buying a second juicer (b) a new video game (c) more seeds for next time (d) an emergency fund
- 10.Kavya’s stall made a profit of ₹300. Kavya saves 25% of it. How many rupees are saved?
- 11.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) a piggy bank for later (d) buying a second juicer
- 12.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 13.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
- 14.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 15.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.Ishaan’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.Saanvi’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Kabir’s stall made a profit of ₹400. Kabir saves 50% of it. How many rupees are saved?
- 20.Nisha’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 22.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 23.Rohan’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 24.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 25.Kavya’s stall made a profit of ₹600. Kavya saves 50% of it. How many rupees are saved?
- 26.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 28.Rohan’s stall made a profit of ₹2000. Rohan saves 20% of it. How many rupees are saved?
- 29.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Saanvi’s stall made a profit of ₹800. Saanvi saves 50% of it. How many rupees are saved?
- 32.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 34.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 35.Which of these is saving? (a) a cinema ticket (b) sweets for yourself (c) an emergency fund (d) a new video game
- 36.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.Meera’s stall made a profit of ₹400. Meera saves 50% of it. How many rupees are saved?
- 39.Rohan’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- the cost of borrowing
- 750
- spending
- 72
- 550
- can I pay it back?
- 1020
- 424
- a new video game
- 75
- buying a second juicer
- 6
- sweets for yourself
- putting profit back in
- 21
- 236
- 240
- 120
- 200
- 330
- talk to parents
- spending
- 850
- 363
- 300
- 80
- better paint for cards
- 400
- 424
- 28
- 400
- 309
- reinvesting
- profit put in a bank
- an emergency fund
- 16
- 981
- 200
- 600
- 840
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