Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 2.Gurpreet’s stall made a profit of ₹300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.Vihaan’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 5.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 6.Joseph’s stall made a profit of ₹1700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.Arjun’s stall made a profit of ₹1300. Arjun saves 20% of it. How many rupees are saved?
- 8.Aarav’s stall made a profit of ₹1600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Which of these is saving? (a) buying a second juicer (b) a new video game (c) better paint for cards (d) a piggy bank for later
- 10.Nisha’s stall made a profit of ₹800. Nisha saves 25% of it. How many rupees are saved?
- 11.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a cinema ticket
- 12.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 13.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) better paint for cards (d) an emergency fund
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 15.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 16.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 17.Meera’s stall made a profit of ₹1000. Meera saves 20% of it. How many rupees are saved?
- 18.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 19.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) better paint for cards (d) sweets for yourself
- 21.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 22.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to pay more interest (d) to lose friends
- 23.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.Dev’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 28.Diya’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Ishaan’s stall made a profit of ₹200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 31.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) an emergency fund
- 33.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.🐷 Why save part of the profit? (a) no reason (b) for bad days and goals (c) saving is a loss (d) to waste it later
- 37.Riya’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Zoya’s stall made a profit of ₹600. Zoya saves 50% of it. How many rupees are saved?
- 39.Ananya’s stall made a profit of ₹300. Ananya saves 50% of it. How many rupees are saved?
- 40.Dev’s stall made a profit of ₹500. Dev saves 25% of it. How many rupees are saved?
Answer key
- spending
- 120
- 400
- can I pay it back?
- an emergency fund
- 680
- 260
- 640
- a piggy bank for later
- 200
- profit put in a bank
- spending
- a new video game
- saving
- talk to parents
- reinvesting
- 200
- saving
- 590
- sweets for yourself
- the cost of borrowing
- to keep trust
- 36
- 36
- 18
- 320
- better paint for cards
- 280
- 100
- saving
- 32
- buying a second juicer
- 212
- 54
- 3
- for bad days and goals
- 100
- 300
- 150
- 125
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