Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) sweets for yourself (b) an emergency fund (c) a cinema ticket (d) more seeds for next time
- 2.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 4.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) a new video game
- 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 7.Which of these is saving? (a) a new video game (b) a cinema ticket (c) profit put in a bank (d) buying a second juicer
- 8.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 9.Riya’s stall made a profit of ₹1300. Riya saves 25% of it. How many rupees are saved?
- 10.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.Lakshmi’s stall made a profit of ₹1900. Lakshmi saves 50% of it. How many rupees are saved?
- 12.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 13.Gurpreet’s stall made a profit of ₹800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 15.Lakshmi’s stall made a profit of ₹400. Lakshmi saves 10% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 17.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 18.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 19.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 20.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) to pay more interest (d) it does not matter
- 21.Kavya’s stall made a profit of ₹1000. Kavya saves 10% of it. How many rupees are saved?
- 22.Dev’s stall made a profit of ₹1500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 24.Rohan’s stall made a profit of ₹400. Rohan saves 10% of it. How many rupees are saved?
- 25.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Farhan’s stall made a profit of ₹1300. Farhan saves 10% of it. How many rupees are saved?
- 27.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.Gurpreet’s stall made a profit of ₹2000. Gurpreet saves 10% of it. How many rupees are saved?
- 29.Joseph’s stall made a profit of ₹1900. Joseph saves 25% of it. How many rupees are saved?
- 30.Riya’s stall made a profit of ₹400. Riya saves 20% of it. How many rupees are saved?
- 31.Zoya’s stall made a profit of ₹700. Zoya saves 10% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 33.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) more seeds for next time (d) profit put in a bank
- 36.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 37.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) profit put in a bank
- 38.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) better paint for cards (d) more seeds for next time
- 39.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 40.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- an emergency fund
- 16
- talk to parents
- 28
- a piggy bank for later
- saving
- profit put in a bank
- spending
- 325
- 624
- 950
- can I pay it back?
- 160
- spending
- 40
- reinvesting
- the cost of borrowing
- spending
- putting profit back in
- to keep trust
- 100
- 450
- saving
- 40
- 636
- 130
- 60
- 200
- 475
- 80
- 70
- reinvesting
- 416
- 36
- more seeds for next time
- saving
- a new video game
- sweets for yourself
- for bad days and goals
- 318
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