Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 2.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 4.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.Ishaan’s stall made a profit of ₹1300. Ishaan saves 50% of it. How many rupees are saved?
- 6.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 8.Tara’s stall made a profit of ₹1300. Tara saves 50% of it. How many rupees are saved?
- 9.Kavya’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Meera’s stall made a profit of ₹1900. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 12.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) profit put in a bank (d) a new video game
- 14.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 15.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 17.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 19.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Which of these is reinvesting in the business? (a) more seeds for next time (b) a piggy bank for later (c) sweets for yourself (d) a cinema ticket
- 21.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) a piggy bank for later (d) buying a second juicer
- 22.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 24.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.Zoya’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) an emergency fund (d) buying a second juicer
- 27.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 28.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Diya’s stall made a profit of ₹1900. Diya saves 25% of it. How many rupees are saved?
- 32.Diya’s stall made a profit of ₹800. Diya saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Ishaan’s stall made a profit of ₹1100. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) to waste it later (d) no reason
- 36.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) a piggy bank for later (d) sweets for yourself
- 37.Tara’s stall made a profit of ₹1900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 39.Nisha’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) an emergency fund (d) a new video game
Answer key
- spending
- 27
- the cost of borrowing
- 1210
- 650
- 200
- saving
- 650
- 250
- 760
- spending
- 36
- profit put in a bank
- saving
- 889
- to keep trust
- 744
- talk to parents
- 18
- more seeds for next time
- buying a second juicer
- 18
- a piggy bank for later
- 80
- 180
- an emergency fund
- reinvesting
- 64
- 540
- 56
- 475
- 160
- 864
- 550
- for bad days and goals
- sweets for yourself
- 380
- 45
- 275
- a new video game
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids