Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 2.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 3.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) sweets for yourself (d) more seeds for next time
- 4.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 5.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 6.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 7.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.Ishaan’s stall made a profit of ₹300. Ishaan saves 50% of it. How many rupees are saved?
- 9.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) profit put in a bank (d) a new video game
- 10.Which of these is reinvesting in the business? (a) buying a second juicer (b) sweets for yourself (c) an emergency fund (d) profit put in a bank
- 11.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 13.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 14.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) buying a second juicer (d) more seeds for next time
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 18.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 19.Rohan’s stall made a profit of ₹800. Rohan saves 10% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 21.Meera’s stall made a profit of ₹500. Meera saves 50% of it. How many rupees are saved?
- 22.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.Aarav’s stall made a profit of ₹1300. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Kabir’s stall made a profit of ₹200. Kabir saves 20% of it. How many rupees are saved?
- 25.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) a cinema ticket (d) sweets for yourself
- 26.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) a new video game (d) better paint for cards
- 28.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 29.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) talk to parents (d) take it secretly
- 30.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 31.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Diya’s stall made a profit of ₹1800. Diya saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.Arjun’s stall made a profit of ₹700. Arjun saves 20% of it. How many rupees are saved?
- 35.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Tara’s stall made a profit of ₹1900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 39.Which of these is spending on yourself? (a) a piggy bank for later (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 40.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- more seeds for next time
- putting profit back in
- sweets for yourself
- the cost of borrowing
- reinvesting
- spending
- 180
- 150
- profit put in a bank
- buying a second juicer
- 72
- for bad days and goals
- to keep trust
- 672
- 90
- a piggy bank for later
- saving
- spending
- 80
- saving
- 250
- 30
- 390
- 40
- better paint for cards
- 318
- an emergency fund
- can I pay it back?
- talk to parents
- reinvesting
- 12
- 360
- 16
- 140
- 72
- 1045
- 20
- 212
- a new video game
- 9
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